The Canada Revenue Agency (CRA) is set to issue the GST/HST credit payment for January 2026, providing much-needed financial relief to eligible Canadians.
This non-taxable quarterly benefit helps low- and modest-income households offset the cost of Goods and Services Tax (GST) and Harmonized Sales Tax (HST) paid throughout the year.
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GST/HST Payment Date for January 2026
The January 2026 GST/HST payment is scheduled for January 5, 2026. Eligible recipients enrolled in direct deposit will receive their funds on the same day, while cheque payments may arrive slightly later by mail.
How Much Will You Receive?
For the July 2025 to June 2026 benefit year, the CRA has set the maximum annual GST/HST credit amounts as:
- $698 for married or common-law couples
- $533 for single individuals
- $184 for each eligible child under 19
These annual amounts are divided into four quarterly payments, including the January installment.
Eligibility Criteria
To qualify for the January 2026 GST/HST direct deposit, you must:
- Have filed your 2024 income tax return
- Be a Canadian resident for tax purposes
- Meet the CRA’s income thresholds based on family size
Eligibility and payment amounts are calculated automatically, so no separate application is required for most taxpayers.
CRA GST/HST Credit Overview
| Category | Details |
|---|---|
| Payment Date | January 5, 2026 |
| Maximum Couple Amount | $698 annually |
| Maximum Single Amount | $533 annually |
| Child Benefit | $184 per child |
| Payment Frequency | Quarterly |
| Tax Return Used | 2024 income |
| Payment Method | Direct deposit or cheque |
The CRA $698 GST/HST credit arriving in January 2026 offers timely support for Canadians managing rising living costs. By filing taxes on time and keeping CRA account details updated, eligible individuals and families can ensure smooth and prompt access to this important benefit.
FAQs
Do I need to apply for the GST/HST credit?
No. Filing your tax return automatically determines eligibility.
Is the GST/HST credit taxable income?
No, the GST/HST credit is completely tax-free.
What if my income changes during the year?
Your benefit will be reassessed annually based on your latest tax return.